Paystand Launches USDb: A New Stablecoin for the B2B Economy

During the Bitcoin Las Vegas event, Paystand officially launched USDb, a stablecoin specifically engineered for enterprise financial operations. Unlike existing stablecoins that primarily serve crypto trading and retail transfers, USDb aims to address the $100 trillion business-to-business (B2B) economy.

Backed 1:1 by USD reserves, USDb offers price stability while enabling blockchain-based payment efficiencies directly within CFO workflows. According to Artemis Analytics, stablecoin transaction volumes reached $33 trillion in 2025, a 72% year-over-year increase—demonstrating significant growth potential beyond current adoption.

Jeremy Almond, CEO of Paystand, highlighted how USDb represents the convergence of several major trends: “AI is eating labor. Bitcoin is eating capital. Stablecoins are eating financial services.” He added that USDb provides businesses with a programmable digital dollar that integrates directly into their existing systems—rather than requiring them to adopt new infrastructure.

Key Features and Utility

USDb is built around three core principles (what Paystand calls the “Three Bs”):

  • Business: Designed for commercial applications like cross-border payroll and treasury management with native ERP ledger mapping.
  • Bots (Agentic AI): Provides a settlement rail for machine-to-machine transactions as AI increasingly handles financial decision-making.
  • Bitcoin: Anchored on Rootstock, extending Bitcoin’s security into programmable enterprise finance.

To support this launch, Paystand has partnered with Blockstream for issuance and interoperability across the Liquid Network, and Ibex serves as USDb’s first minting partner and liquidity provider. The stablecoin is also designed to work with Lightning Network and Taproot Assets.

Immediate Real-World Use Case

Unlike many digital asset projects that launch without users, USDb has an immediate application through Paystand’s existing network, which processes over $20 billion annually for more than one million businesses across the Americas. Specifically, Bitwage—a blockchain payroll platform Paystand acquired in November 2025—will use USDb for cross-border payments to its 90,000+ workers and 4,500+ businesses in nearly 200 countries.