Streamlining Enterprise Payments with IXONav and Intelligent Insights

At Money20/20 Europe, IXOPAY unveiled a comprehensive platform upgrade designed to address the growing challenges of managing multi-PSP payment environments. The new solution combines centralized transaction visibility with AI-powered optimization recommendations.

The core issue: As businesses adopt multiple payment service providers (PSPs) for redundancy and cost negotiation, they create data silos that hinder performance analysis and revenue protection. Traditional approaches to reconciliation require extensive manual effort or costly custom development.

IXOPAY’s response is a two-pronged approach:

• Payments Intelligence: A unified control layer that aggregates transaction data from across multiple PSPs into a single view
• IXONav: An AI assistant leveraging large language models to provide contextual optimization recommendations

The platform offers key capabilities including automated performance monitoring, anomaly detection, secure data sharing, and proactive risk management. With IXONav, finance directors can use natural language queries to identify network drop-offs and instantly adjust transaction pathways—all without coding.

“Merchants are drowning in payment data but lack the tools to act on it,” said Jill Willard, CTO at IXOPAY. “Our platform gives them immediate visibility into margin leaks and the ability to optimize checkout experiences in real time.”

The launch reflects a broader industry shift where payments are viewed not as cost centers but as strategic competitive advantages—particularly among digitally advanced merchants who prioritize optimization tools when selecting partners.