Emerging Risks in AI-Driven Payments

As agentic commerce—where AI agents handle payments based on customer mandates—expands, security experts warn that fraudsters may seek to exploit this new infrastructure.

Entersekt co-founder and chief strategy officer Dewald Nolte explains that properly designed agentic commerce creates a structured payment framework where AI agents execute narrowly defined instructions from customers. This approach aims to balance automation with control, ensuring transactions align with user intent.

However, the complexity of these systems could create new attack vectors. Fraudsters may attempt to:

• Target vulnerabilities in mandate management processes
• Exploit weaknesses in agent authentication protocols
• Manipulate AI decision-making through adversarial inputs

Nolte emphasizes that robust security measures are essential to maintain trust in this emerging payment paradigm, including layered defenses and continuous monitoring.